Planning
We employ a fully integrated total wealth management framework to obtain a complete understanding of your financial condition, objectives and concerns. Each component of your financial situation – estate, taxes, investments, retirement and business – is analyzed and evaluated. Our personalized approach leads to more effective decisions and strategies to help you pursue your goals.
OUR FINANCIAL PLANNING PROCESS
Develop
- Establish your short and long term goals
- Conduct a comprehensive audit of your current financial position, retirement and estate plans, investment and insurance portfolios and business situation, and analyze every related component of your finances
- Based on the data gathered, model your current and projected financial situation, including cash flow, expenses, liabilities, income tax, asset allocation and estate distribution
Analyze
- From our analysis, we identify the gaps between your current planning and your objectives and risk tolerance
- We construct “what-if” scenarios and use Monte Carlo simulations to assess the probability of successfully achieving your goals
- Identify alternative strategies and plans that are an appropriate fit for your situation
Implement
- Build your Financial Plan from our personalized recommendations
- Prepare an Action Plan with specific tasks, implementation strategies and time frame for completion
- Ensure that each component of your Financial Plan is coordinated and integrated
- Keep your Financial Plan current through ongoing reviews and updates