We employ a fully integrated total wealth management framework to obtain a complete understanding of your financial condition, objectives and concerns. Each component of your financial situation – estate, taxes, investments, retirement and business – is analyzed and evaluated. Our personalized approach leads to more effective decisions and strategies to help you pursue your goals.

OUR FINANCIAL PLANNING PROCESS

 Develop

• Establish your short and long term goals
• Conduct a comprehensive audit of your current financial position, retirement and estate plans, investment and insurance portfolios and business situation, and analyze every related component of your finances
• Based on the data gathered, model your current and projected financial situation, including cash flow, expenses, liabilities, income tax, asset allocation and estate distribution

 Analyze

• From our analysis, we identify the gaps between your current planning and your objectives and risk tolerance
• We construct “what-if” scenarios and use Monte Carlo simulations to assess the probability of successfully achieving your goals
• Identify alternative strategies and plans that are an appropriate fit for your situation

 Implement

• Build your Financial Plan from our personalized recommendations
• Prepare an Action Plan with specific tasks, implementation strategies and time frame for completion
• Ensure that each component of your Financial Plan is coordinated and integrated
• Keep your Financial Plan current through ongoing reviews and updates