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Scope of Services


We employ a fully integrated total wealth management framework to provide a complete evaluation of your financial condition and planning issues, and the recommended strategies for  your planning needs.




FAMILY WEALTH AND ESTATE PLANNING

  • Analysis of your current estate and wealth transfer plans
  • Review of your existing Will, Trusts, and other estate documents
  • Consultation with your estate attorney
  • Review of all asset ownership, titles and beneficiary designations
  • Assistance in transferring assets to your
    Living Trust or other Trusts
  • Providing guidance on estate settlement in the event of the death of a loved one


RETIREMENT PLANNING AND INCOME DISTRIBUTION STRATEGIES

  • Analysis of your income needs pre and post retirement
  • Recommendations to fund your income needs in as tax efficient way as possible
  • Implementation of financial strategies to help maintain your post retirement standard of living
  • Recommendations for Social Security, pension, and qualified retirement plan income distribution strategies

INVESTMENT PLANNING

  • Designing a personalized investment portfolio appropriate to your risk tolerance, time frame and future income needs
  • On-going monitoring of your investments
  • Meetings to review and evaluate your investment allocation, performance, any change in your financial situation impacting your portfolio, and reallocating your portfolio as needed
  • Recommendations regarding the positioning of funds within your employer 401k or other retirement plans, or college savings plans

RISK MANAGEMENT

  • Analysis of your family’s survivor needs and existing insurance policies
  • Structuring and implementing new insurance policies to meet your survivor and estate planning needs
  • Assessing your family’s well-being in the event of your physical or mental disability
  • Protection of retirement and estate assets
  • Funding the future potential costs of healthcare and long term care

TAX REDUCTION PLANNING

  • Review of your income tax return to maximize tax reduction strategies
  • Review of your income tax situation and the impact of any new tax law changes
  • Consultation with your accountant or any other tax preparer
  • Recommendations of tax reduction strategies, including tax advantaged investments

CLIENT SERVICES AND COMMUNICATIONS

  • Quarterly, semi –annual, or annual reviews depending on the given need
  • On-line access to your monthly statements, trade confirmations, and tax documents
  • Access to WealthVision, AccountView and LPL Research